SR-22 Car Insurance

If you’re driving license is revoked, then you are required to get a certificate authorized by the state in order to make sure that auto insurance liability coverage is maintain by you properly. This is basically what SR22 car insurance is. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried. It shows proof of financial responsibility and is typically required by the driver for 3 years to reinstate their driving privileges after an offense such as a DUI conviction, uninsured auto accident, driving without insurance or driving with a suspended license and up to five years for a DUI. If SR-22 expires or canceled, the insurance company is required to issue an SR-26 form, which certifies the cancellation of the policy. The SR 22 car insurance is also known as high-risk auto insurance, DUI car insurance, car insurance for DUI offenders.

SR-22 is different for every state what’s required in one state may not apply in another state. Some people thought that if they change states, they may no longer have to carry an SR22 form. But this is not so, they have to maintain it. They could find an insurer that is licensed to do business in both states. In some states, when filing an SR22 insurance form , you may have to pay a one-time filing fee .The fees is quite cheap and cost no more than $20 per filing. The cost of SR22 varies for different auto insurance policies. During the filling, drivers may provide some information like his name, license number, policy number, coverage’s, vehicle ID No., policy effective and expiration dates. But after filing an SR22 insurance form, you must be sure that the policy is maintained on time. If you fail to do so or if there is any gap in the time of coverage, your car insurance company will inform the local DMV and they may take serious action. DMV immediately revoke the driver’s license and may penalize you. Therefore SR-22 should not be taken lightly as it is a warning by the state and you should always take care of the SR22 insurance policy, otherwise you may be losing your driving privileges.

From the above, we understand that how much SR-22 is important for all of us, thus to find the best and cheap car insurance for SR-22 according to your state, just enter your zip code above and get the best quotes from insurance carriers.